About

RealtyAndAMortgage is all about helping families avoid foreclosure.

Our major focus is helping families negotiate the maze of mortgage affordability, changing interest rates from toxic loans and avoiding foreclosure through handling their Short Sale requirements.  Through our professional approach with our banking relationships we are able to close around 80% of our short sale transactions vs. the average of 20% or less for Realtors.

Talk with “The Bank Insider” about meeting your Short Sale listing needs or to get free information for your mortgage modification questions.  I am a professional, knowledgable listing agent and negotiator.

Dick Todhunter, “The Bank Insider”

Dick is always looking to the future of real estate and how he can assist his clients with their real estate needs even in the market we are currently in.  Dick has continued his education in order to assist homeowners who are facing difficult issues and decisions when it comes to their home.

The fact that he has attained a Short Sale Certified designation from HREU, RDCPro designation from the Default School and the CNE (Certified Negotiation Expert) designation is an indication that Dick has taken the initiative to become an educated and prepared advocate on the behalf of a homeowner in distress.

“As a Short Sale Certified real estate agent, I have committed myself to helping those who face foreclosures by working to find the right solution for their individual needs and seeing the issue resolved. Part of my certification designation coursework involved studying the process of short sales, once rarely accepted by lenders, but in today’s world they are becoming an increasingly viable option. Although more common in recent years, lender’s still want the right deal with the right paperwork, and most real estate agents without designations and experience do not know the specifics. The certification courses have taught me how to submit the proper documents to a variety of lenders and negotiation skills, allowing for quick resolution to a short sale. “

Dick is dedicated to assisting today’s homeowners and will guide you through the process of making the right decision for distressed property owners in avoiding foreclosure and continuing on with their lives.

Why “The Bank Insider”?

Well, Dick understands the worlds of banking and real estate more than almost any real estate agent.  He gained a profound experience when he founded a mortgage bank, which originated over 4,500 mortgages, just under one billion dollars in mortgage volume between 2000 and 2004 when he sold the company. 

He developed mortgage banking relationships with Wells Fargo, Bank of America, Indymac, Wachovia and many others.  My many contacts are an invaluable resource during these terrible times.  He is “The Bank Insider”!  An invaluable resource for YOU! 

Combine that with over 35 years of real estate sales, real estate agent and brokerage management and you get “The Bank Insider”.  Wallah!

Dick obtained his Masters degree in Finance from the University of Puget Sound.  His Bachelors Degree from the Huxley College of Environmental Studies (WWSC).  He was a Marine Biologist for the Washington State Department of Ecology in the early 1970’s.

Dick packs a mean punch of expertise, professional knowledge and exceptional service. Since 1976, he has offered customers commercial and residential real estate services, including: buying, selling, leasing, lending, relocating, refinancing, and other support services.

Sound Realty Northwest and The Sound Team – focused on providing exceptional customer service and unmatched marketing expertise while thinking of you, our real estate clients and your best interest.  The Sound Team’s market area is full of details and intricacies and our team of professionals will go above and beyond any expectation you may have.

The Sound Team consists of true team players who are willing to place their own interests on the back burner while truly representing their clients.

Other Sound Team Members include:

• Ned Turner, Negotiator and two consecutive years in the top eight percent nationally of salesmen with Coldwell Banker real estate.  He got there because he knows the art of negotiation and customer service.  By the way, if you are a real estate agent in need of negotiating excellence, or a homeowner just wanting some information contact Ned Turner today!  Email Ned 
• Tyler Todhunter, Axia Financial.  Tyler managed over 120 loan originators with United Pacific Mortgage.  His understanding of the business places him in the higher echelons of competency.  Tyler is a decent fellow and a wonderful son.  Tyler can be reached directly at 206-786-9244.
• Rey Vinluan, an experienced buyer agent with Sound Realty NW.

Feel free to Contact us directly or call us at 206-575-0366.

RealtyAndAMortgage is an Internet concept  dating back to 1999. It was initially founded to provide consumers with real estate agents and mortgage professionals who adhered to a strict code of conduct that helped to remove the uncertainty of finding decent, honest people to help them with one of their most significant investments of their lives.  Hence the name RealtyAndAMortgage.

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