Your credit has been severely impacted!

Have you noticed?  This is serious business.  In the past we might talk about credit and get a “Ho Hum”.

• Have you checked your credit score lately?
• Do you know what credit score you now need in order to buy a home?
• A car?  Something you have been waiting to buy?
• Credit cards interest rates looking frightening?

Well it may be time to become a bit of a student of credit issues.  Forewarned is forearmed.

Check out the below video and then sign up for our FREE newsletter from the experts.

Sign up for our FREE Credit Newsletter

As a financial professional I have watched as credit scores have emerged as one of the single most important factors in determining a person’s ability to get the best value from every financial commitment they make.

• Everyone knows that a strong credit score is the key to a favorable home loan or car loan, but did you know that insurance companies now pull your score to determine the type of policy to offer you?
• Did you know that prospective employers may very well use your credit score as a deciding factor a factor for whether or not you will be offered a job?

The decision-makers who have the power to positively impact your life and your finances all use your credit score as the main decision-making tool.

• As a result, your understanding of the makeup of your credit score and the factors that impact that score is crucial.
• In response to the increasing weight the credit score carries, I have elected to educate myself on the subject of the credit score and methods for its improvement. In doing so, I will become a credit specialist who will provide you all of the important information you need to understand your credit score and how you can improve it.
• Additionally, I have done extensive legwork to get access to the most current and accurate credit improvement information available today.

Beginning the first of next month, I will send you the first of a monthly (or bi-monthly, quarterly, etc.) newsletter that focuses on a specific theme regarding credit. Some of the aspects I will cover in the newsletters include:

1. what makes up the credit score,
2. how spending affects credit,
3. preventing identity theft,
4. how to recover from a mortgage or financial crisis,
5. and most important how to improve and maintain strong credit reports and scores.

Each issue of the newsletter will be packed with tips, advice and the primary steps you can take to protect your credit.

I am looking forward to helping you learn more about the components that make up your credit report and how you can improve and maintain the best possible credit score to realize your financial dreams.