Where Are You?

U.S. Foreclosures to Reach 3.9 Million in Second Record Year

Foreclosure filings in the U.S. will reach a record for the second consecutive year with 3.9 million notices sent to homeowners in default, RealtyTrac Inc. said.

Homeowner families find themselves in a variety of situations.

Our site and vision is to aide in the Helping a Million Homeowners program and philosophy.

Help A Million Homeowners came from the goal set by a group of real estate professionals who want to make a difference in today’s economy. We feel that if the market is going to get back on it’s feet again it’s going to be because real people help families avoid foreclosure through short sale or loan modification.

There is no cost to request information or Short Sell your home!

None of us have ever seen anything remotely approaching the current real estate and  mortgage horror.  We have bought our homes, obtained mortgages, refinanced, sold and repeated the process.  Our jobs provided us with the money and comfort for us to be able to make such decisions.  We lived in a ho hum world.

It is like watching the magician with the dinner table laid out before us.  He approached, grabbed the table cloth and quickly pulled it out from under everything on the table to gasps and applause.  Only in our case we thought that we were playing musical chairs, quick grab a house before you can’t.  Last family standing looses.

Then they pulled on the table cloth.  There was an audible gasp as everything went to hell.  Slow motion ruled the day as everything flew into the air and started coming down, and down, and down.

Remember when we thought that we were dealing with something that would soon be over and we were just inconvenienced.  That was a few years ago now.

OK, so where are YOU!

We provide free information on a wide variety of situations.

  1. Current on their mortgage.
  2. Hoping to be able to get a mortgage modification.
  3. Working on a mortgage modification.
  4. Failed to obtain a survivable mortgage modification.
  5. Wondering what their options are now.
    1. They have equity keep the home or sell.
    2. They have no equity, owe more than home is worth, can’t afford home.
    3. They have no equity, owe more than home is worth and just want out.
  6. Short Sale is the viable choice!
  7. Foreclosure needs to be avoided!

Wherever you are, or are fearing that you might be heading Contact Us for a free consultation.  It just might help your head!

Dick Todhunter
"The Bank Insider"